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 Consumer Tips
 
Winter Safety
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Tips to help make winter less painful

The winter months can be some of the most beautiful months of theyear, as the landscape becomes covered with snow and ice. They can also be deadly, especially if you are caught outside in the elements unprepared. So how can you prepare your car and home for the winter months and what should you do if you have to file a claim?

Tips for winter travel

  • Prepare a first-aid kit complete with essential medications.
  • Maintain a safe driving speed and distance during hazardous conditions.
  • Be alert for deer-crossing signs and remember deer are unpredictable and often travel in groups. Don’t swerve your vehicle to avoid striking a deer.
  • Don’t drive drunk! If you are attending or hosting a party, have a designated driver.
  • Make sure tires have adequate tread and air pressure.
  • Keep windshield wiper fluid tank filled and carry an extra container of fluid in your vehicle.
  • Keep a windshield scraper and small broom for ice and snow removal.
  • Maintain at least a half tank of gas.

If you’re involved in an automobile accident

  • Contact the police if the accident is serious.
  • If the accident only involves minor property damage, exchange personal and insurance information with the other driver and then file a report with the police.
  • Always carry proof of insurance with you.

Winter tips for your home

  • Keep candles away from decorations and children.
  • Keep space heaters at a safe distance from drapery, furniture and children. Never leave them operating when the room is unoccupiedor when you go to bed. Never dry wet clothing on a space heater.
  • Don’t overload electrical outlets. Unplug all lights before going to bed or leaving home.
  • Have your chimney inspected and cleaned if necessary.
  • Check water pipe insulation to prevent winter freezes.
  • Check heating system and make sure heat is being delivered to all outlets.

If you experience a claim at home

  • Contact your insurance agent quickly to determine coverage and what steps you can take to protect your home and have the damage repaired.

Questions or concerns?
Call the Ohio Department of Insurance at 1-800-686-1526. The Department regulates agents and companies that are licensed to sell insurance in Ohio. The Department’s Consumer Services representatives can answer your insurance questions and investigate your complaints about an insurance company or agent.

 
 

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50 W. Town Street, Third Floor - Suite 300   Columbus, Ohio   43215
General Info: 614-644-2658  |  Consumer Hotline: 800-686-1526  |  Fraud Hotline: 800-686-1527  |  OSHIIP Hotline: 800-686-1578